split calc page more than once

What I would like to do is split a calc page horizontally twice; this would allow me to have column headers and column totals visible all the time while entering data in between.

I’ve seen the forum entries for “freeze”, but this only freezes above a certain point.
Split only splits once, and the option is removed if you’ve already done a freeze.

Is there a way to do this?

You’re correct, one or the other. However, why not move (or copy) the totals to just below the headers and freeze both rows?