This solution works fine when your images have deterministically predictable locations like a frontispiece page before chapter start. It is easy because text ends at a definite position at end of previous chapter and starts after a break (materialised by a page break, frontispiece page and new chapter heading) in the new chapter.
OP is asking for something more elaborate: insertion of an image without interrupting artificially text flow. The image should simply be ignored; text ends at end of a page, skips the image page and restarts on the other page. And if text is edited, text should reflow without leaving empty space.
The only way I know to handle the case is to attach the image at some absolute page. And IMHO this should be done only in the latest phase of document development when we know approximately page distribution. However for it to work properly, the whole document must be strictly and thoroughly styled, without direct formatting, because image insertion will cause huge reflow. And, as usual, direct formatting is a layout serial killer.